Dechtman Wealth Team

Why Do You Need Financial Planning?

Working hard for decades to build financial security doesn’t mean all your financial challenges are behind you. A financial plan, when created by a CFP® acts as a roadmap for your immediate and long-term financial goals. It identifies what you own and what you owe, and presents strategies and solutions on how you can support your lifestyle now and throughout the rest of your life. Consulting with The Dechtman Wealth Management Team of professionals in Colorado guarantees that your finances are in the best hands.

What You Can Expect From Denver’s Top Financial Planners

The financial advisors at Dechtman Wealth Management’s Denver office are able to identify risks you hadn’t thought of, find ways to protect and build your wealth, minimize your taxes, and ensure you have proper estate planningOur state-of-the-art software will give you a comprehensive view of your entire personal financial picture. Listed below are a few of the tools we incorporate into your customized financial plan:

  • Retirement Planning Services: Our Denver financial planning team provides a retirement income analysis that includes optimizing Social Security, pensions, and investments. Additionally, your portfolio will be stress-tested to help ensure your money lasts as long as you do. Having a solid retirement plan can make all the difference. Whether you’re planning for retirement, currently making the transition, or you’re already there, our retirement planning specialists can help. Speak with a retirement planner in Denver today. 
  • Tax Planning Services: Our financial advisors provide an illustration of optimal withdrawal strategies, combining the sequence of withdrawals from taxable, tax-deferred, and tax-free accounts. In addition, we estimate your tax liabilities in order to reduce your overall tax bill. It is important to financially plan for the retirement you want. Understanding your tax liabilities helps you plan your finances accordingly. Our goal at Dechtman Wealth Management is to help you pay less in taxes and keep more of your earnings. Let our certified financial planners in Denver help you properly plan your taxes. 
  • Budgeting and Debt Management Services: We provide budgeting, cash flow management, and debt reduction analysis to ensure you’re getting the most out of your money. Our financial planning specialists look at all aspects of your retirement plan to ensure that your money works hard for you, with minimal to no effort on your part.

You’ll also have the ability to aggregate your investment accounts so you can seamlessly monitor your assets in an organized fashion.


How We Can Help

Our team of financial advisors, which includes CERTIFIED FINANCIAL PLANNER™ professionals, will design a personalized financial plan that evaluates your current financial situation and implement a strategy to help you achieve your life goals and retirement planning. 

We provide regular reviews and modifications to your customized financial plan as you experience life transitions or your goals change, ensuring it is current and dynamic. With a clearly defined, thoughtful plan, you are given an actionable blueprint of how to achieve your goals. Our friendly and knowledgeable financial professionals will assist you through every step of the process to make sure you’re on track to meet your financial goals. Check out our Frequently Asked Questions or Contact Dechtman Wealth Management, Denver’s most trusted financial consultants, today for a consultation.

Discover Additional Services

Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific requests and needs of the client. Dechtman does not serve as an attorney, accountant, or insurance agent. Dechtman does not prepare legal documents or tax returns, nor does it sell insurance products. The achievement of any professional designation, certification, degree, or license, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Dechtman is engaged, or continues to be engaged, to provide investment advisory services.