A fiduciary is a person or corporation that acts on your behalf to manage your financial interests. The fiduciary financial advisors at Dechtman Wealth Management always act in your best interest to help you reach your financial goals. We take this legal responsibility seriously and commit to maintaining our fiduciary oath.
The Fiduciary Oath
Every fiduciary financial advisor at Dechtman Wealth Management adheres to the five principles of the fiduciary oath:
We will always put our clients’ best interest first
We will act with prudence; that is, with the skill, care, diligence, and good judgment of a professional
We will not mislead clients and will provide conspicuous, full, and fair disclosure of all important facts
We will avoid conflicts of interest
We will fully disclose and fairly manage, in our clients’ favor, any unavoidable conflicts
Financial Advisor vs Fiduciary Advisor
It is important to remember that not every financial advisor is also a fiduciary advisor. Unless an investment advisor is registered with the U.S. Securities and Exchange Commission (SEC) or a state securities regulator as a registered investment adivisor, or are a CERTIFIED FINANCIAL PLANNERTM professional (CFP®) they are not held to the standards of the fiduciary oath.
Stockbrokers, insurance agents, broker-dealers, and other standard financial advisors follow suitability obligations. This means these agents have to supply suitable recommendations to their clients but aren’t required to put clients’ best interests above their own.
When you want financial advice that puts your money first, you need a fiduciary investment advisor.
Choosing a Fiduciary Advisor
To find the right fiduciary financial advisor for your needs, there are a few questions you can ask prospective agents:
- Who is directly managing my investments?
- What is your track record?
- What is your background?
- Who pays you?
- Are you paid by the hour?
- Are you legally bound to act in my best interests?
The long-term health and strength of your investments directly correlate with your financial advisor’s knowledge and skill. Take the time to find a fiduciary advisor who puts your financial needs first.
Work With Dechtman Wealth Management
With more than 35 years of financial know-how and industry knowledge, Dechtman Wealth Management is dedicated to giving you the best, most efficient investment experience in Denver, Colorado. We uphold our fiduciary oath by always putting your best interests first, while also taking it a step further.
You should have a clear, complete understanding of how you are investing, where your money is going, and what fees you are paying. Our fiduciary financial advisors use common language instead of industry jargon to ensure you truly understand your investments.
Make an appointment with a fiduciary advisor at Dechtman Wealth Management to take control of your financial future and investments.
Important Disclosure Information
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Dechtman Wealth Management, LLC [“DWM”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from DWM. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. DWM is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the DWM’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at www.dechtmanwealth.com.
Please Note: DWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DWM’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please Remember: If you are a DWM client, please contact DWM, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently.
Please Also Remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian.
"*" indicates required fields