With so many different plan choices, the constant stream of mail and TV ads, and even incorrect information, it’s no wonder Medicare seems like a confusing maze.
Medicare is the government-run health insurance program for people age 65 and older, those under 65 with certain disabilities and those with end-stage renal disease. Care is provided by any doctor or facility that accepts Medicare.
In general, those who are eligible for premium-free Part A (hospital insurance) and Part B (medical insurance) include individuals who are 65 and have worked 10 years in this country or who have a spouse who has, or individuals who are 65 and have received Social Security disability benefits for 24 months. If you are receiving Social Security, you are likely already enrolled in Part A and Part B when you turn 65.
This guide will help you navigate the different parts of Medicare and understand what is and isn’t covered. It explains Medicare Advantage, Medicare Supplement and Part D Prescription Drug plans and also includes two checklists to help you gather everything you need to enroll at age 65 and to review your plan every year after that.
To get started on your Medicare decisions, call Dechtman Wealth Management at 303-741-9772 or click here to schedule a complimentary consultation. We can clearly explain the differences between Medicare Advantage and Medicare Supplement and help you find a plan that works for you.