PERSONAL TRUST SERVICES
Your trust. Your family. Our experience, for generations.
When your wealth, your family, and your wishes need to last for generations, trust services give you control, structure, and a plan your family can actually count on. As fiduciary advisors in Denver, we help you put the right trust and estate framework in place, and we stay involved to make sure it works the way you intended.
WHY FAMILIES PARTNER WITH US
Who manages your trust matters as much as what's in it.
A trust is one of the most powerful tools available for preserving family wealth, protecting beneficiaries, and carrying out your wishes long after you are no longer able to. But how we administer that trust determines whether it actually delivers on its intent.
At Dechtman Wealth Management, we have the experience, the resources, and the long-term relationships to provide trust services for you and your family for generations to come. As fiduciaries, we are obligated to act in your best interests at every step, whether we are guiding you through the design of a new trust, administering an existing one, or stepping in as your successor trustee when the time comes.
Administration
Day-to-day administration of your trust: paying expenses, calculating distributions, exercising discretion, and evaluating beneficiary needs, all in strict alignment with the terms you defined.
Tax & Reporting
We track principal and income, file trust income tax returns, and produce the reporting and tax forms your beneficiaries need for their personal returns, all coordinated with the trust's investment activity.
Investment Continuity
Assets stay under the same disciplined investment process you already know. Your overall plan stays aligned, your tax strategy stays intact, and beneficiaries inherit a portfolio that we have actively managed in the context of the trust's objectives.
As Trustee
Corporate Trustee
We hold the full fiduciary administrative, tax, and investment duties of trustee. Investment management remains under our team so your portfolio stays aligned with the rest of your plan.
Directed Trustee
We hold the administrative and tax duties of trustee while another named party directs the investment of trust assets per the terms of your trust.
Co-Trustee
We share discretionary distribution decision-making with an individual co-trustee, while retaining authority over the remaining trustee functions. Useful when a family member wants to stay involved in family-sensitive decisions.
Successor Trustee
We are named in your trust to step in when you or the current trustee is no longer willing or able to serve. We perform no current duties. We are simply ready when the family needs us.
As Agent
Agent for Trustee, with Investment Authority
We handle the administrative and tax duties delegated to us and assume responsibility for investing trust assets in line with the trust's objectives.
Agent for Trustee, without Investment Authority
We handle the administrative and tax duties delegated to us while the trustee retains investment responsibility.
Agent for an Executor
We support the executor in settling an estate, performing the administrative and tax duties delegated to us and, where authorized, managing estate assets through settlement.
Not sure which role fits?
Most families don't until they sit down with us. A complimentary conversation is the easiest way to figure it out. Schedule one →
We frequently see families delay estate planning because they think they are too young, do not have enough wealth, or simply do not want to think about it. The result is the same in every case: when something happens, the family is left to pick up the pieces during a season of grief.
We help our clients put the right foundation in place and partner with experienced estate planning attorneys in Denver to handle the legal drafting. As your wealth advisor, we coordinate the financial side: beneficiary designations, trust funding, account titling, and tax-aware asset placement, so the documents your attorney drafts actually do what they are supposed to do.
A few questions worth asking yourself
Have you discussed your wishes with your spouse and loved ones?
Is your will up to date and accurate?
Do you have a living will and healthcare proxy?
Have you named guardians for your minor children?
Have you created a trust and titled assets in its name?
Were your plans designed to minimize tax liability?
Have you reviewed primary and contingent beneficiaries recently?
Do you have medical and financial powers of attorney?