Investment Management
Investment and Wealth Management in Denver
Many people understand the importance of investing, but they lack the confidence and know-how. Dechtman Wealth Management is here to help you build a strong and diversified portfolio. Our objective is to advise you through a well-designed, reliable, and repeatable investment process.
Our friendly and transparent, Colorado-based, investment management team can advise those in retirement to those in the middle of their careers. At our offices in metro Denver, wealth management conversations are always open. Schedule your complimentary assessment today.
Investment Management
Investment management is at the core of what we do, and we have a wealth of experience. Over 40 years as an investment management group in Denver has helped us refine our process to investing.
Our talented group of financial professionals have great knowledge and experience managing investments in both up and down markets. Decades of experience in asset management are important to creating and sustaining wealth over time. However, we believe temperament, patience, and a disciplined investment process are also key to achieving financial success.
We take the time to understand your goals and tailor a thoughtful, experienced-based, and sustainable investment management strategy. Looking for Colorado investment management? We’re here to share our experience and knowledge through a friendly, informative, and client-focused approach.
Create a Plan for Achieving Your Financial Goals
What Makes Us Different
The wealth management industry as a whole tends to over-complicate the investment process. Failing to disclose how money is invested is an especially common problem. Unfortunately, that approach ultimately hurts investor performance and trust.
We take a different approach to investment management at our Colorado office.
At Dechtman Wealth Management:
We’re fiduciaries, obligated to always put the best interests of our clients first.
Our process has been reliable over 40 years.
We make the investment process simpler.
Our team analyzes your financial situation before building your custom investment portfolio.
We make sure you understand and approve our strategy.
We’re transparent about where your money is being invested.
Once the strategy is in place, we continually monitor and adjust your investments as needed.
The world of finance and investment is complex and often difficult to fully understand. The investment portfolio managers at Dechtman Wealth Management handle the heavy lifting and implement progressive financial strategies for you. Let us be your knowledgeable and supportive partner for investment and asset management in Denver.
Why Choose Dechtman Wealth Management?
For more than 40 years, the Dechtman Wealth Management team has been dedicated to helping clients achieve financial stability and security. We work towards this goal by providing personalized investment management, retirement planning, and other comprehensive services.
With all the professional investment management practices out there, why should you choose Dechtman Wealth Management? We believe the difference is in our approach.
We Offer Experience
In the complex world of investing, some things are only learned through experience. The Dechtman Wealth Management team brings 40+ years of industry know-how to the table. We leverage those resources to help benefit your investment portfolio.
We Invest Wisely
Depending on where you are in your life, your financial investment goals could be vastly different from someone else’s. We practice asset allocation to help ensure an individualized approach to your unique goals. It’s a key part of our wealth management services in Denver.
We Practice Smart Diversification
We know it’s essential not to put all your eggs in one basket. Your portfolio is diversified to help you balance risks while providing for growth.
We Understand the Market
A vast, ever-changing domestic and global market is difficult to grasp. With more than 40 years of investment experience, our team understands how to navigate market turns and timing with optimism and realism.
We Keep You Involved
As we’re handling your financial portfolio, we think it’s important that you stay involved every step of the way. And if you’d prefer a more hands-off approach, we’re more than happy to take the reins. It’s your money and your financial future — you deserve to be involved and informed.
We Believe in Transparency
We want you to gain a firm understanding of how your money is invested. That’s why we offer a transparent management cost that give you access to our entire suite of comprehensive services.
At Dechtman Wealth Management, we are committed to treating every client like family by offering insight and support specific to your financial needs.
Our team values proactive communication. We strive to always keep you informed and involved when you want to be. Above all else, we’re dedicated to doing what’s right for each client to help them achieve their financial goals.
How to Get Started on Your Investment Portfolio
Are you approaching retirement or in your peak earning years? Different stages of life can require different approaches to wealth management.
Dechtman Wealth Management’s financial advisors are ready to assist you in helping to grow your portfolio, no matter where you are in life and your career. Here’s how it works:
Share Your Goals
We start by talking with you to gain an understanding of your financial goals and objectives. That understanding is crucial for building an investment management plan that truly puts you first.
Portfolio Analysis
We take a look at your existing portfolio and give you our opinion based on our years of experience.
Create a Plan
After analyzing your portfolio, we offer our recommendations and explain the benefits in detail. Clearly defining your goals and crafting a plan to help you reach them is essential for success.
We Go To Work
Our experienced financial advisors implement trusted strategies to get you on the path to achieving your financial goals.
We Support You
Your dedicated financial investment advisor is always available to answer your questions and attend to your needs.
Create a Plan for Achieving Your Financial Goals
We Are Here to Help
By leveraging our disciplined investment process, you receive complete transparency of information, a straightforward cost, and proactive investment management services.
Located just outside Denver, Colorado, Dechtman Wealth Management is built on the foundation of trust that we have with our clients. Since our founding in 1984, we have acted as fiduciaries and always put our clients first.
If you want to start preparing for your retirement or would like a second opinion on your investments, give us a call and we would be happy to visit with you.
Investment management refers to the professional handling of financial assets, such as stocks, bonds, or real estate, to achieve specific financial goals. It involves researching strategies to help grow wealth while balancing risks, based on your objectives and risk tolerance. Wealth management often encompasses investment management as a core component, integrating it with broader financial planning. Our investment management professionals analyze markets, select assets, and adjust portfolios to align with your needs.
An investment manager oversees a client’s portfolio, making decisions to buy, sell, or hold assets to manage returns within the scope of investment management. They assess market trends, evaluate risk, and align strategies with the client’s financial goals. In wealth management, investment managers may also coordinate with other professionals to ensure investments fit into a broader financial plan. Our experience helps clients navigate complex markets effectively.
Financial advisors typically earn money through fees charged for their investment management services, often as a percentage of assets under management (AUM), commonly ranging from 0.8%–2% annually. In wealth management, fees might cover additional services like tax or estate planning. Other models include flat fees, hourly rates, or commissions for selling products, depending on the manager’s structure and client agreement.
Yes, you can hire an investment manager or financial advisor to handle your investment management needs! Our professionals create and monitor portfolios tailored to your financial goals, risk tolerance, and time horizon. Wealth management firms often provide investment management as part of a comprehensive service package. Options range from human advisors to robo-advisors, catering to different budgets and preferences.
Yes, individuals providing investment management services professionally typically need licenses, such as a Series 65 or Series 7, depending on the jurisdiction and services offered. In the U.S., investment managers must register with the SEC or state regulators if managing significant assets, often as Registered Investment Advisor Agents (RIAAs). Wealth management professionals offering investment advice also require similar credentials. Proper licensing helps ensure compliance with regulations and helps protect clients. You should avoid working with unlicensed investment managers.
Yes, you can pay an investment manager to make investments on your behalf, which is a core part of investment management services. Investment management services select and manage assets like stocks or bonds to align with your financial objectives. Wealth management often includes this service alongside other planning aspects, like tax planning. There are two types of management: discretionary management, where decisions are made by the advisor, or non-discretionary, which requires your approval.
Hiring someone for investment management is worth it if your portfolio is complex or you lack the time or knowledge to manage it yourself. Professional investment managers can create a balanced, diversified portfolio, manage risks, and align investments with your goals, often as part of wealth management services.
The Rule of 72 is a simple formula used in wealth management to estimate how long it takes for an investment to double at a fixed annual rate of return. Divide 72 by the annual return percentage you expect to get the approximate years needed. For example, a 6% annual return means your investment doubles in about 12 years (72 ÷ 6 = 12). It’s a quick tool for investment management planning but doesn’t account for taxes or fees.
Wealth management is a comprehensive service that combines investment management, financial planning, tax strategies, and estate planning to help grow and protect a client’s wealth. It tailors strategies to high-net-worth individuals, addressing complex needs like portfolio diversification and legacy planning. Wealth managers provide holistic guidance to help achieve long-term financial goals.
There’s no strict minimum for the average person, but wealth management services are typically most beneficial for those with at least $250,000–$1 million in investable assets due to their comprehensive nature. Investment management becomes more valuable when portfolios grow complex. Schedule a complimentary 15-minute consultation to see if we can help.
A financial advisor offers broad financial guidance, including investment management, budgeting, and retirement planning, suitable for various income levels. A wealth manager provides specialized services for high-net-worth individuals, integrating investment management with advanced tax, estate, and legacy planning. Wealth management is more comprehensive, often requiring larger portfolios. The choice depends on your financial complexity and goals.
You should consider hiring a wealth manager when your financial situation becomes complex, typically with investable assets exceeding $500,000 or multiple income streams. Wealth management is ideal for those needing integrated investment management, tax strategies, and estate planning. If you have significant assets or long-term goals like legacy planning, a wealth manager can help manage your strategy.
Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary
Securities offered through Hightower Securities, LLC, Member FINRA/SIPC, Hightower Advisors, LLC is a SEC registered investment adviser. brokercheck.finra.org