Transparent Costs
You should know exactly how much you’re paying and what you’re paying for. It’s important to work with a team that believes in holistic advice, not earning high commissions by selling you products.
When you work with our honest team, we believe in full transparency. Our advisors will explain the management cost using common language, and show how the cost structure aligns with your financial goals. Experience the benefits of working with us firsthand. Reach out to speak with an advisor today!
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Transparent Costs
Everything we do at Dechtman Wealth Management is in the best interest of our clients. As a cost-based financial planner in Denver, we offer a simple and transparent tiered advisor cost that is based on your portfolio’s size and complexity. It is designed to reduce conflicts of interest, align our incentives, and put you in the optimal possible position to succeed. We manage your money as if it were our own and work to keep expenses as low as possible. The better you do, the better we do.
Unfortunately for many individuals in the Denver area, they work with a firm that doesn’t offer this cost-based structure. Many asset managers charge commissions on products they sell in addition to management costs. We believe this creates a huge conflict of interest. The asset manager is incentivized to sell you the most expensive product, which can sometimes pay them commissions up to 7%*!
*https://smartasset.com/financial-advisor/financial-advisor-commissions
Who We Serve
As cost-based financial advisors, we enjoy working with individuals and their families who live life with drive and purpose. You have experienced firsthand the value of hard work and want to preserve your wealth for the people and causes you care about.
For over 38+ years, we have served thousands of clients in Denver, Colorado and around the country to help them achieve their financial goals. We specialize in helping retirees and pre-retirees, business owners and executives, and women in transition. Dechtman Wealth Management focuses on high-net-worth individuals with investable assets of $500,000 or more. Some exceptions may be made depending on the situation.
When comparing portfolio management services, remember advisory costs misaligned with your interests can jeopardize your retirement goals. That’s why at Dechtman Wealth Management we believe a straightforward investment strategy with transparent costs based on the size of your assets is the optimal way to help clients.
Transparent costs mean we explain the cost to work together in clear, everyday language and tie it directly to your portfolio size and complexity. We avoid hidden charges or commissions to ensure full alignment with your financial goals. This approach builds trust and puts your interests first.
We use a simple, tiered management cost structure based on your portfolio's size and complexity. This cost-based model prioritizes low expenses and aligns our incentives with yours. As your assets grow through successful management, our team benefits alongside you.
No, we do not charge commissions on products we recommend or sell. This eliminates incentives to push higher-cost options that could pay commissions up to 7% elsewhere. Our advice remains objective and focused on your best outcomes.
Yes, we act as fiduciaries at all times, legally and ethically required to put your interests first. Everything we do prioritizes your success without conflicts from commissions or third-party payments. This standard has guided us since 1984.
Many firms charge management fees plus commissions on products, creating potential conflicts by incentivizing sales of expensive options. We use a commission-free, tiered structure based solely on portfolio size and complexity. This reduces conflicts and better aligns with client goals.
A commission-free model removes incentives to recommend products that benefit the firm more than you. It allows strategic, holistic advice focused on low-cost investments and your overall financial picture. This approach is designed to support long-term efficiency without misaligned costs.
We specialize in retirees, pre-retirees, business owners, executives, and women in transitional periods in their lives. We generally work with high-net-worth individuals who have at least $500,000 in investable assets, with some exceptions. Our experience helps preserve and grow wealth nationwide.
Our approach provides straightforward costs, proactive management, and complete information transparency. It helps to minimize conflicts, aims to manage your position for success, and ensures we manage your money as carefully as our own. Better client outcomes directly support our growth.
Yes, we offer a no-obligation complimentary assessment to discuss your situation. It helps determine if our fiduciary approach fits your needs.
Reach out to our team through our website's Talk to an Advisor section or schedule online for a complimentary assessment. We are ready to answer your questions and provide details tailored to your portfolio.
Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary
Securities offered through Hightower Securities, LLC, Member FINRA/SIPC, Hightower Advisors, LLC is a SEC registered investment adviser. brokercheck.finra.org