Our Investment Management Services
When it comes to investing, Dechtman Wealth Management is here for you every step of the way. Our investment management services are suitable for everyone, from those in retirement to young professionals just starting out. No matter your situation, we are here to help with the following services.
Financial Planning Strategies
As part of our wealth investment management, we help you select suitable investments with asset allocation. This means dividing your investment portfolio into different asset types, including stocks, bonds, and cash.
- Investment management
- Asset allocation & diversification
- Investment risk analysis
- Second-opinion reviews
- College savings planning
Tax Reduction Strategies
An old adage in investing says, “It’s not what you make, but what you keep.” Taxes are an important factor in helping manage your bottom line, which is why the wealth advisors at Dechtman Wealth Management use tax-smart investing strategies to help you keep more of your hard-earned money.
- Review of cost basis
- Review realized gains
- Tax-free investing
- Tax-loss harvesting
- Roth conversions analysis
Retirement Planning Strategies
Retirement planning isn’t something you should guess about. If you don’t know how much to contribute to your retirement or when to retire, our professional financial advisors can assess your situation and help you develop a strategic custom plan to maximize your chances of a comfortable retirement.
Insurance
Whether you’re struggling to navigate the complexities of Medicare, exploring your options for life insurance, or suffocating under the weight of debt, Dechtman Wealth is here to demystify insurance and point you in the right direction with the professional guidance you can rely on as you manage your finances.
- Medicare shopping service
- Life insurance
- Long-term care insurance
- Expenses & budgeting
- Debt management
- Planned purchases
- Emergency savings
Having a diverse investment portfolio can help you manage risk, reduce uncertainty, and increase the reliability of outcomes. Our investment management professionals guide you through national and global markets to create a balanced and diversified investment portfolio.
Rebalancing
Depending on your asset allocation mix and your goals for investing, it is necessary to rebalance your investment portfolio periodically. We do this through buying or selling assets to keep your portfolio varied yet balanced.
What Makes Us Different
The wealth management industry tends to over-complicate the investment process by failing to disclose how money is invested, consequently hurting investor performance and trust. At Dechtman Wealth Management, we operate on four basic principles:
- Always do what is best for the client.
- Provide straightforward fees.
- Have transparent communication.
- Treat every client like family.
Based on these principles, we can simplify the investment process and help you create a personalized plan after analyzing your finances. Before putting that plan into action, we ensure you understand and approve it first. You can trust us to be transparent about where your money is invested and to monitor and adjust your investments as needed. Our process has been tested and proven for over 30+ years.
Once you’ve achieved a diverse portfolio with balanced asset allocation and in-depth knowledge of how to let the market work for you, you’ll be set on the path to financial success.
