The Case For A Retirement Income Plan
Dechtman Wealth Management | October 3, 2019
When envisioning the retirement you’ve always wanted, what does it look like? What are you doing? Where are you doing it? Who are you doing it with? Retirement Planning isn’t just about the money. It’s also about the things money can’t buy.
In order to know how much money you’ll need to set aside to retire comfortably, you’ll need to have a feel for your hopes, dreams and goals.
Some expenses may increase in retirement, while others may decrease. There are many questions about your retirement that need to be answered to get a handle on what your expenses will be in retirement. When you plan to retire, where you plan to live, and how you plan to spend your time all will have an impact on how much you’ll need to save to fund the retirement you envision.
One of the biggest risks to a comfortable retirement is running out of money too soon. In other words, running out of money before you run out of life.
“Retirement”. The word used to conjure up images of leisure, travel, golf, new hobbies, or spending time with the grandkids. But today, when people think about their retirement, all they do is worry.
If you are projected to have a retirement shortfall, now is the time to address that shortfall while there is still time to make adjustments.
You might need to save more, earn a better rate of return, adjust your retirement plans downward, work longer, delay retirement and a whole host of other options. To discuss your personal retirement plan, call our office at 303-741-9772 or click here to receive a complimentary retirement income analysis.
To download a complimentary guide, please fill out the information below.
Dechtman Wealth Management is a group comprised of investment professionals registered with Hightower Advisors, LLC, an SEC registered investment adviser. Some investment professionals may also be registered with Hightower Securities, LLC, member FINRA and SIPC. Advisory services are offered through Hightower Advisors, LLC. Securities are offered through Hightower Securities, LLC. All information referenced herein is from sources believed to be reliable. Dechtman Wealth Management and Hightower Advisors, LLC have not independently verified the accuracy or completeness of the information contained in this document. Dechtman Wealth Management and Hightower Advisors, LLC or any of its affiliates make no representations or warranties, express or implied, as to the accuracy or completeness of the information or for statements or errors or omissions, or results obtained from the use of this information. Dechtman Wealth Management and Hightower Advisors, LLC or any of its affiliates assume no liability for any action made or taken in reliance on or relating in any way to the information. This document and the materials contained herein were created for informational purposes only; the opinions expressed are solely those of the author(s), and do not represent those of Hightower Advisors, LLC or any of its affiliates. Dechtman Wealth Management and Hightower Advisors, LLC or any of its affiliates do not provide tax or legal advice. This material was not intended or written to be used or presented to any entity as tax or legal advice. Clients are urged to consult their tax and/or legal advisor for related questions.
Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary
HTS Client Relationship Summary
Securities offered through Hightower Securities, LLC, Member FINRA/SIPC, Hightower Advisors, LLC is a SEC registered investment adviser. brokercheck.finra.org