Secure Holiday Shopping | Dechtman Wealth Management

According to the National Retail Foundation, almost half of this year’s holiday shopping (both browsing and buying) will be done online. With all this extra cyber activity, it’s a good time to review good online shopping practices to help protect your assets and safeguard your identity.

When shopping online, use a credit card instead of a debit card. Credit cards have spending limits, and they make it easier to dispute fraudulent charges. You may even choose to use a credit card with a low credit limit. Document purchases by printing or saving confirmations and check your card’s electronic statements more frequently when you’re shopping regularly.

Shop from trusted sites you’re familiar with, or at least make sure the site has secure sockets layer encryption installed (identified with an HTTPS:// instead of a mere HTTP:// in the URL). Create strong, unique passwords for each of your online shopping accounts – ones that would be very difficult to guess. Don’t provide any information that isn’t necessary to complete a transaction, and don’t save your credit information in retail sites and web browsers.

Remember the old adage: “If it looks too good to be true, it probably is.” Be skeptical about offers with incredible prices – particularly any that come by email. Don’t click on links in any email with a source you don’t recognize. If a deal seems too good to pass up, manually type the website name into your browser to check it out.

Don’t share personal information over a public Wi-Fi, which is easier for thieves to hack. Instead, stick to window-shopping when you’re out and about and wait to place your actual order using a secure network at your home or workplace. And lock your device with a password or code when you’re not using it.

Finally, make sure all your devices have up-to-date systems, including current security software. Keep your devices clean and working well by downloading apps from only trusted sources like the Android Market, Apple App Store or the Amazon App Store, and read permission statements before you do.

Practicing some extra care while shopping online can help keep your holidays safe and hassle-free. As always, protecting your personal information is important to us. For more tips on protecting your identity or help monitoring your accounts and credit history, please give us a call. Call your Centennial Colorado Investment Advisor Representative Jordan Dechtman at 303-741-9772, email him at Jordan@JordanDechtman.com or visit our website www.JordanDechtman.com to schedule an appointment.

Written by Securities America for distribution by Jordan Dechtman.

Important Disclosure Information

Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Dechtman Wealth Management, LLC [“DWM”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from DWM. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. DWM is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the DWM’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at www.dechtmanwealth.com.

Please Note: DWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DWM’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please Remember: If you are a DWM client, please contact DWM, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently.

Please Also Remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian.

"*" indicates required fields