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National Financial Literacy Month

By April 12, 2016October 13th, 2022No Comments

April has been designated National Financial Literacy Month since 2004, when the United States Senate passed a resolution highlighting the importance of financial literacy and teaching consumers of all ages to manage money wisely.

Because of the financial challenges American families are currently facing, the observance may be particularly important today. Five years after the Great Recession, many are still feeling insecure financially. Wage growth has been weak in recent years. Researchers combining U.S. Census Bureau and Federal Reserve data found 38.1 percent of households are carrying credit card debt, with an average balance of $15,863.1

If you have a family member who is feeling pressured financially, you may want to tell them about, a site Money Management International created to educate consumers. The site offers a variety of informative resources and planning tools including: free webinars on helpful financial topics; income, expense and net worth worksheets; financial goals and priorities worksheets; and an eBook titled “Tips for Change.”

The following sites offer helpful resources to teach kids and teens about money skills:

• Money Savvy Generation at
• The Institute for Consumer Financial Education (ICFE) at (click on the Children and Money link)
• Money Instructor’s section for kids at

National Financial Literacy Month provides a timely reminder to review your financial situation, increase your savings, develop a comprehensive estate plan or encourage family members to take steps to secure their future. Please give us a call if you’d like to go over your portfolio, discuss retirement distribution, develop an estate plan, or have us talk to your children or grandchildren about their finances. Call Jordan Dechtman, Denver wealth manager at 303-741-9772, email him at or visit our website to schedule an appointment.

1”American Credit Card Debt Statistics & Key Findings” – Updated Feb. 2016,

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Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Dechtman Wealth Management, LLC [“DWM”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from DWM. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. DWM is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the DWM’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at

Please Note: DWM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to DWM’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please Remember: If you are a DWM client, please contact DWM, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.  Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently.

Please Also Remember to advise us if you have not been receiving account statements (at least quarterly) from the account custodian.

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