Frequently Asked Questions
Who is Dechtman Wealth Management?
Dechtman Wealth Management is a nationally recognized, fee-based financial advisory firm that has been serving the community for over 30 years. We provide financial planning and investment management services to individuals and families, while always putting their best interest on the front line. Our core objective is to serve the wealth management needs of each of our clients with the knowledge, trust and integrity that they need and deserve.
What is our Investment Philosophy?
Our investment philosophy is based on a disciplined, repeatable process that has been refined over 30+ years. We establish clear, appropriate investment goals that are both measurable and attainable. Our portfolios consist of broadly diversified investments with practical expectations for risk and returns. We continually strive to lower investment costs because we recognize that the lower your costs, the more you take home. We understand that when emotions are high, it is easy to make impulsive decisions The greatest value we can provide is being a voice of reason when the markets are growing through a rough patch. Our experienced investment team has successfully managed client’s assets through many different cycles over the past couple of decades so we know how to invest during volatile periods.
Who Do We Work With?
Jordan Dechtman, founder and CEO of Dechtman Wealth Management as well as our team of professionals, meets with each and every client from their initial meeting and throughout the course of their relationship. We also employ a knowledgeable and friendly support team that offers assistance for non-investment related matters. Our clients are the foundation of our business and we go to great lengths to ensure they receive a prompt and courteous response to every inquiry.
How Do We Charge?
Dechtman Wealth Management is a fee-based wealth management firm. Being a fee-based firm means that we charge an investment advisory fee to manage our clients’ money, and we do not earn commissions. The fee amount is based on a percentage of the assets held in the account and it is deducted monthly. During the initial consultation fees are discussed in detail to ensure that we have established an upfront relationship that is clear and transparent.
Who Holds My Money?
Your accounts are held at an independent, well-known, third-party custodian. Third party custodians function to safeguard your assets and they also create an important separation between the company that holds your money (the custodian) and the company that manages it (Dechtman Wealth Management). You will receive monthly statements and trade confirmations from the custodian on your behalf.
What is a Fiduciary?
Dechtman Wealth Management serves as a fiduciary and always acts in the best interest’s of our clients. We take the responsibility of managing your assets very seriously and are dedicated to helping you reach your financial goals. As pledge to all our clients, we have taken the Fiduciary Oath.