Frequently Asked Questions
+Who is Dechtman Wealth?
Dechtman Wealth is a nationally recognized, fee-only financial advisory firm that has been serving the community for over 30 years. We provide financial planning and investment management services to individuals and families, while always putting their best interest on the front line. Our core objective is to serve the wealth management needs of each of our clients with the knowledge, trust and integrity that they need and deserve.
+What is our Investment Philosophy?
Our investment philosophy is based on principles that garner individual investing success. We establish clear, appropriate investment goals that are both measurable and attainable. Our portfolios consist of broadly diversified investments with practical expectations for risk and returns. We continually strive to lower investment costs whenever they arise because we recognize that the lower your costs, the larger your share of an investment’s return. Lastly, we are here to be the voice of reason for our clients when it comes to the emotions that can arise from investing. When emotions are high, impulsive decisions can be made and we want our clients to confide in us so that we can maintain perspective and long-term growth.
+Who Do We Work With?
Jordan Dechtman, founder and CEO of Dechtman Wealth as well as our team of professionals, meets with each and every client from their initial meeting and throughout the course of their relationship. We also employ a knowledgeable and friendly support team that offers assistance for non-investment related matters. Our clients are the foundation of our business and we go to great lengths to ensure they receive a prompt and courteous response to every inquiry.
+How Do We Charge?
Dechtman Wealth is a fee-only wealth management firm. Being a fee-only firm means that we charge an investment advisory fee to manage our clients’ money, and we do not earn commissions. The fee amount is based on a percentage of the assets held in the account and it is deducted monthly. During the initial consultation fees are discussed in detail to ensure that we have established an upfront relationship that is clear and transparent.
+Who Holds My Money?
Your accounts are held at an independent, well-known, third-party custodian. Third party custodians function to safeguard your assets and they also create an important separation between the company that holds your money (the custodian) and the company that manages it (Dechtman Wealth). You will receive monthly statements and trade confirmations from the custodian on your behalf.
+What is a Fiduciary?
Dechtman Wealth serves as a fiduciary on our clients’ behalf. In essence, this means that it is our primary responsibility to put your best interest before anything else. We hold the status of your trusted advisor and we are dedicated to taking care of your financial needs on an ongoing basis. We manage and adjust your portfolio in accordance with your personal situation, investment objectives and expectations.