Category Archives: Estate Planning

3 Financial Planning Mistakes And How To Avoid Them

Adam Sarhan Financial planning is very important, but regrettably often overlooked by most investors. A proper financial plan consists of a comprehensive evaluation of your current, and future, financial state. At the most basic level, your financial plan should use current known variables to predict future income, asset values, and ensure your money outlives you. Regrettably, most investors (small and large) do not take the time to conduct a proper financial plan, instead they wing… Read More »

Leaving a Legacy: Why You Need An Estate Plan

Kay Kramer, CFP® Approaching the topic of estate plans can often be an uncomfortable discussion for many. But having an estate plan, being aware of what it says, and making sure that it reflects your values and wishes is one of the greatest gifts you can give your survivors. Responses to inquiries about estate planning reflect our very human desire to avoid talking about dying. These are some common responses when people are asked about… Read More »

The Pros and Cons of Paying Off a Mortgage

Bob Rall You may have saved enough to pay off your mortgage but should you? Before deciding, consider the pros and cons and how they apply to you. Picture this: Through your hard work and discipline, you have accumulated a relatively significant amount of savings outside of your retirement accounts. You have more than enough cash set aside in your emergency fund, which is your safety net, and you are thinking about whether you should… Read More »

What Britain’s Hung Parliament Means for Your Portfolio

Aaron Hankin Theresa May’s bold move to call a snap election on April 18 to strengthen conservatives’ position in Parliament failed Thursday when the Tories fell well short of winning a majority in the U.K. House of Commons creating what is known as a “hung parliament.” With just one seat of the 650 yet to be decided, the center-right party had 318 seats, down from 331 in 2015 and short of the 326 required to… Read More »