Category Archives: Credit Cards

National Financial Literacy Month

What started out as a financial-literacy awareness day more than a decade ago is now a month-long campaign that has been recognized by Congress every year since 2004. The program is designed to highlight the importance of financial literacy and teach people of all ages how to manage their money wisely.[i] And, according to recent… Read More »

7 Family Finance Tips to Consider for the New Year

Financial Planning Tips for a New Year | Advise from Financial Planners and Jordan Dechtman Wealth Management

As 2016 comes to a close, people across the country are starting to plan their New Year’s Resolutions. While exercise or losing weight are common goals, we’d like to recommend a resolution that can have a huge impact on your lifestyle: Creating a Financial Plan for 2017 As Mark Avallone writes in the article below,… Read More »

5 Reasons To Skip In-Store Craziness and Shop Black Friday Online

Tom Popomaronis Black Friday is a huge deal for retailers, kicking off the flood of purchases people complete between Thanksgiving and Christmas that account for as much as 30% of annual retail sales. Whether you’re participating in this traditional buying frenzy to express love materialistically or just to grab a deal on something you’ve been craving, online buying is… Read More »

Money Mistakes Anyone Might Make

Making money isn’t always the hardest part of building wealth. Sometimes, how you spend and save your money can create greater roadblocks to success. While it’s possible to gamble money away at a casino or lose your nest egg on a bad investment, more often people make smaller, everyday mistakes with their finances that add… Read More »

Financial Resolutions for 2016

After Wall Street’s bumpy ride in 2015, more Americans are expected to make financial resolutions for the upcoming year. In case you haven’t identified yours, here are some to consider. Save more. If you’re still employed, go beyond your employer’s match. Aim to put 10 percent (or more) in your retirement fund. If that is… Read More »

A Credit Card for Two?

Sharing a credit card is a bigger commitment than dividing household bills or co-signing a lease or an auto loan. So it’s best to weigh advantages and disadvantages thoughtfully before applying for a joint card.   On the plus side, a person with a lower credit ranking may have access to better offers and be… Read More »

Preventing Holiday Overspending

Most of us follow some type of budget during our day-to-day lives. Fewer of us create a well-thought-out plan for our holiday spending. But with Black Friday and Cyber Monday coming up this weekend, it’s important to have a strategy to prevent a spending whirlwind and post-holiday remorse.   First, make a list of the… Read More »